How to Build Credit as a New Immigrant in the US (2026 Guide)
Last updated: April 2026 | Reading time: 12 minutes Quick answer: You can start building US credit before you have an SSN by using an ITIN with certain banks, applying for credit cards designed for newcomers (like the Deserve EDU, Petal 1, or Capital One Platinum Secured), or becoming an authorized user on a US … Read more